Life RBC Mini-Calc

Enter values directly for each category. RBC calculations based off the 2025 NAIC RBC Calculations.

Life
Value
Calculated
TAC
LR033, Line 13
(C-O) Insurance Affiliates and Misc. Other Amounts
LR031, Line 12
(C-1cs) Asset Risk - Unaffiliated Common Stock and Affiliated Non-Insurance Stock
LR031, Line 21
(C-1o) Asset Risk - All Other
LR031, Line 44
(C-2) Insurance Risk
LR031, Line 51
(C-3a) Interest Rate Risk
LR031, Line 54
(C-3b) Health Credit Risk
LR031, Line 57
(C-3c) Market Risk
LR031, Line 60
(C-4a) Business Risk - Premium and Liability Component
LR031, Line 65
(C-4b) Business Risk - Health Admin Expense Component
LR031, Line 68
RBC After Covariance Including Basic Operational Risk
0
Gross Basic Operational Risk
0
(C-4a) of U.S. Life Insurance Subsidiaries
LR031, Line 71
Net Basic Operational Risk
0
Primary Security Shortfall Calculated in Accordance with Actuarial Guideline XLVIII (multiplied by 2)
LR031, Line 73
Total Risk-Based Capital After Covariance (Including Basic Operational Risk and Primary Security Shortfall multiplied by 2)
0
ACL w/ operational and primary shortfall
0
Authorized Control Level RBC%
0.00%